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& Services

Focusing on our clients' emotional needs as well as their financial goals and aspirations allows our process to remain structured while ensuring a personal and compassionate experience. We offer Financial Planning, Investment Management, and Portfolio Monitoring to people who value collaboration and strive to live authentically.

Our Process

The Prism Promise

You deserve a team that is committed to you feeling well taken care of, informed, and secure. Pursue your dreams and passions - We've Got Your Back!

 

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What we do

 

Financial Planning

We can help you answer one question, or develop, implement, and monitor your long term financial plan.

Fees are flat rate, based on the complexity of your situation. They may be paid by credit card or ACH, including from an Investment Management account.

Financial

Planning

Investment Management

These are the investments we manage for you.

Fees are a percentage of the value of your account, which declines as your account grows in value. They are deducted monthly from your account.

Investment Management

Portfolio Monitoring

These are the investments we are not managing for you, but we will monitor them periodically, and make recommendations based on your holistic financial picture.

Fees are a percentage of the value of the accounts being monitored, and are set annually.

Portfolio Monitoring

Our Process

 
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Step

1.

Discovery call

This 15 minute call is to discuss and explore your unique needs and is the perfect opportunity to make sure we are a good fit for each other!

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Step

2.

Consultation

We learn about your financial goals and aspirations. Having a clear picture of your optimal lifestyle helps us suggest solutions that are ideal for you!

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Step

3.

Gather Information

Documents, as well as other qualitative and quantitative information, complete your current financial picture.

1.

2.

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Step

4.

Present your

financial plan

A time for us to deliver your unique plan filled with our recommendations, implementation advice, and actions to suit your specific lifetime goals.

4.

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Step

5.

Develop your

Action Plan

We will work with you to prioritize the next steps that will have the most significant impact on your long-term success. At this point we will also develop your investment strategies.

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Step

6.

Implement your strategies

We will work with you to execute on your top priorities, checking in with you at a pace you decide. If appropriate, this is where we will begin managing investments and monitoring your portfolio.

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Step

7.

Monitor/track

your progress

We will be with you every step of the way as you work towards your life goals. We will be your biggest cheerleaders.

5.

6.

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Step

8.

Update the Plan

As you check things off your list we will help you update your goals and your plan every year, adjusting to the curve balls we know life will have in store for you.

 

Services

Monthly plans

All monthly plans include:

Educational webinars
Client portal
Unlimited email access to the team
Updates if tax laws change
Market and economic updated (live calls)
Annual personal financial plan updates
Friends and family invitations

Reflect

Luminescence

Specular

One time service

Flash

 

Your Investment

Financial Planning

Flash ($500)

Short engagement to address one issue CLICK TO LEARN MORE

Reflect ($350/month)

CLICK TO LEARN MORE

Luminescence ($460/month)

CLICK TO LEARN MORE

Specular ($575/month)

CLICK TO LEARN MORE

Engagements beyond what is listed may be charged on an hourly basis.

Investment Management

Annual Fees

1st $1 million

Next $4 million

Above $5 million

(If at least 80% of account is in bonds, reduced schedule applies)

0.70%

0.50%

0.30%

Portfolio Monitoring

Annual Fees

0.25%

Fees may be paid by credit card or ACH, including from an Investment Management account.

Portfolio monitoring is only available to comprehensive financial planning clients (Reflect, Luminescence or Specular plans). This service is solely consultative in nature and involves no on-going supervision, trading, or discretion with respect to securities transactions. Clients are responsible for placing and executing their own trades, either on their own or with another investment advisor.