We offer Financial Planning and Investment Management services to people who value collaboration and strive to live authentically. By addressing both our clients' emotional needs and financial goals, our process remains structured while delivering a personal and compassionate experience.
Our Services
The Prism Promise
You deserve a team that is committed to you feeling well taken care of, informed, and secure. Pursue your dreams and passions - We've Got Your Back!
Investment Advisory Services Designed for Your Financial Journey
Our Services and Fees
How our Services Work Together
Understanding Your Service Options
Common Client Journeys
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Journey 1: Financial Planning → Ongoing Advice (advice only, no investment management)
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Journey 2: Financial Planning → Ongoing Advice + Investment Management (separate billing)
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Journey 3: Financial Planning → Wealth Management (bundled advice + investment management)
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Journey 4: Financial Coaching → Investment Management + Financial Coaching (separate billing) ​
Want a detailed comparison?
Advice Services
Expert Financial Guidance Tailored to Your Needs
Advice Services provide expert recommendations and strategies across all aspects of your financial life. You retain control over implementation and execution, or you can choose to add Investment Management Services (see below).
Choose the Advice Service That Fits Your Needs​
What We Can Help You With in Advice Engagements
Payment Options for Advice Services
Fees may be paid by invoice (check, AdvicePay, Zelle, ACH, or credit card with 3% processing fee) or deducted from accounts held at our custodian.
Wealth Management Services
Professional Portfolio Management:
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We take full responsibility for managing your investment accounts. We make all buying and selling decisions, handle rebalancing, and provide ongoing monitoring and adjustments based on your personalized asset allocation strategy.
Important Requirement:
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Investment Management Services are only available to clients who also have an active Advice Services engagement with us.
What You Get:
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Full Discretionary Authority - We handle all buying and selling decisions on your behalf
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Personalized Asset Allocation - Based on your risk personality and account-specific preferences
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Regular Rebalancing - Keeps your portfolio aligned with your goals
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Ongoing Monitoring - Continuous oversight and strategic adjustments as markets change
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Qualified Custody - Accounts held at qualified custodian; you retain all ownership rights
Investment Management Fee Structure:
Assets Under Managment
$ 0 - $1,000,000
$1,000,000 - $3,000,000
$3,000,000 - $6,000,000
$6,000,000 +
Annual Fee
0.90%
0.80%
0.70%
0.60%
Minimum annual fee:
$500
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Billing:
Monthly in advance, based on account value at the end of the previous month
Important Note:
Investment Management fees are billed separately from and in addition to Advice Services fees.
Example of Separate Services:
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Client with $2 million under management
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Investment Management: 0.80% = $16,000/year
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Ongoing Advice: $3,000/year
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Total annual fees: $19,000
Investment Management Services
The Complete Solution
Advice + Investment Management Bundled
Wealth Management combines Advice Services and Investment Management into one comprehensive, integrated relationship with a single all-inclusive fee.
Who It's For:
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Clients Seeking Integrated Service Clients who prefer the simplicity and integration of receiving both advice and investment management together in one bundled relationship.
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Tax-Advantaged Account Holders May help clients who only use us for tax-advantaged accounts avoid potential adverse tax treatment of separately-billed advice fees.
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What's Included:​
All Advice Services + Investment Management Services in one relationship. No separate advice fees.
Wealth Management Fee Structure:
Assets Under Managment
$ 0 - $500,000
$500,000 - $1,500,000
$1,500,000 - $3,500,000
$3,500,0000 - $5,000,000
$5,000,000 - $10,000,000
$10,000,000+
Annual Fee (All Inclusive)
1.50%
1.35%
1.00%
0.85%
0.65%
0.50%
Minimum annual fee:
$2,000, $3,000, or $4,100 based on your needs and circumstances.
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Billing:
Monthly in advance, based on account value at the end of the previous month. Renewable annually.
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Example of Separate Services:
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Client with $2 million under management
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Wealth Management (all-inclusive): 1.00% = $20,000/year
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No additional advice fees